Chase is a CreditDonkey partner. In the wake of the huge new bonus for the Chase Ink Plus card, a bunch of folks have been asking me if they can get a business credit card without having a business. Purchase Protection. Similar to the Ink Business Cash, this card earns Chase Ultimate Rewards points at a value of 1 point for 1 cent cash-back. If you have the Chase Sapphire Preferred or Reserve, then the benefits of the Chase Ink Business Preferred will be familiar to you. Update: The 70,000 point offer has now ended. Was that recently? Chase Ink Business Cash® credit card. They do require that you are under 5/24 to be approved. They don't add to 5/24. If you plan to start a small business (of any kind) at some point in the future, you might as well also have a plan for tracking your expenses, which for most of us includes a credit or debit card. And there are a handful of outliers available to smaller … Hot Tip: Chase Ink Business Preferred card holders get 1.25 cents per point in value when booking travel through the Chase Ultimate Rewards travel portal. I had been in business for less than a year and was approved for the card with just $500 in annual business income, as a sole proprietor with just my social security number. The Chase Ink Cash has an increased $750 (75,000 Chase Ultimate Rewards point) bonus, plus 5x and 2x categories and benefits for your small business. Chase Ink Business Preferred. For the most part, the distinction between “business” and “personal” cards doesn’t matter much. Chase may ask for things like an old invoice or a copy of your business license as proof. The three current UR business cards have benefits and categories not found on any other Chase UR cards. And it offers new accounts 12 months of 0% APR financing on new purchases. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. I’m still traveling to more than 20 countries each year. And, since your rewards points will not expire as long as your account remains open , you can stockpile a lot of points if you are saving up for a big trip. So instead of getting 5 personal Chase cards, you can get 8-9 in the first two years. If you don’t have a tax ID number you can apply for a business card using your social security number, just as you would for a personal card. You earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. The Ink Business Unlimited Card is a business credit card from Chase, not a personal card. Ending Soon: 50,000 United Mileage Plus Bonus Offer, Mini City Guide: Lauterbrunnen, Switzerland, Limited Time: 50,000 Point Bonus on United Explorer Card, Cooking a Meal from Every Country: Sasha Martin’s Quest for Food & Peace, huge new bonus for the Chase Ink Plus card, The Business Platinum Card from American Express. The perks include multiple ways cardholders can earn travel reward points. In fact, my very first credit card was the Chase Ink Plus (that’s no longer available). I read somewhere that people had success applying by simply saying they were starting a business even if they technically weren't, Wells Fargo Propel / AMEX BCE / Cap1 QS WMC / Chase Freedom / Cap1 QS / Discover it / Cap1 QSO / Chase Amazon Visa / PayPal CBMC /, Alright then. I got an Ink cash card in sept. 2013. The Chase Ink Business Preferred is quite a rewarding credit card. You can get pre-approved for all the Chase cards through Chase's pre-qualification application. The top card in the Chase Ink trio is the Ink Business Preferred Credit Card. Ink Plus® Business Credit Card at a Glance. The Chase Ink Business Preferred credit card's 100,000-point sign-up bonus and flexible rewards program are worth it. Summary of Applying for the Chase Ink Business Preferred. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Large corporations with tens of millions of dollars in annual revenue can get corporate credit card accounts using their assets as collateral. Flexible options for business owners – Get employee cards for no additional charge and get no foreign transaction fees on purchases made abroad. You are able to use points to book travel on Chase Ultimate Rewards but only at the rate of 1 cent = 1 point (whereas your points are worth 25% more with the Ink Preferred). These days, more and more people are doing some kind of business work. You should never get a credit card that you can’t use responsibly by paying off the balance each month. I was denied in Jan, because chase wanted one year of active revolver history, but other than that the rep told me I am good to go. Welcome to The Art of Non-Conformity, a home for remarkable people of all kinds. Great earning potential – Earn 5x points on the first $50,000 you spend at office supply stores and on cellular phone, landline, internet, and cable television each year. As a cardholder of the no annual fee Chase Ink Business Cash Credit Card, I'm here to highlight why everybody, not just business owners should own this card. This card has no annual fee. So, based on my experience in Sept. Key facts: Earn 80,000 points after spending $5,000 in the first 3 months. Correct Success - Chase Ink Business Preferred Credit Card Review The best source of finance News . Ink Business Unlimited Blue Business Plus card from American Express The Blue Business Plus card from American Express also offers a flat rewards rate on all purchases – but it comes with a spend cap of $50,000 per year before the rate drops. FTC's website on credit. Past performance is no predictor of future results, etc. Financial success; Financial management; Financial health; Insurance; Loans. I got an Ink cash card in sept. 2013. Pay no foreign transaction fees. The Ink Business Cash® Credit Card, for instance, offers cash back rewards, with several tiers of bonus rewards, the highest offering 5% cash back on office supply purchases and certain utility services. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. 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