Business-interruption insurance is covered under some property policies. The beauty salon’s insurance company won’t be in a hurry to compensate you for your injuries. Additional insurance for salons. It provides financial support if your business has to close because of a fire, for example. At Park Insurance we’ve got more than twenty years of experience in providing specialist insurance to hair and beauty salons, health spas and many other businesses. Beauty salon qualifications and training: If you’re going to be performing salon treatments yourself, being qualified is a must. If you want to offer home treatments, you will need to contact your insurer to add this to your policy. Insurance agents may try to sell you a policy that you might not need. Other salons operate in a more traditional way. For flood insurance, for instance, you need to contact the federal government's flood insurance program. Your beauty salon is a one-stop shop for your clients’ every beauty need. Compensation claims can be made against counsellors in the same way that they can be made against therapists, so if you’re a counsellor, making sure that you have liability insurance to protect you if a compensation claim is made against you is important. We can not only help you get the cover you need, we can help ensure that you get a good deal on it. A comprehensive range of exclusive covers for a variety of freelance and mobile professionals in the hair, beauty, holistics, health and fitness sectors. They must be convinced the salon is to blame for your injuries before they part with a penny. The salon will need their own public liability insurance. Your customers are important, but so is stock, your equipment, salon contents and you’re your commercial premises. Park Insurance – Protecting your salon against all risks. Explain The Need For Insurance In A Salon - Find your car insurance quotes here and start saving big today on your insurance policy. But, as is life, things can go wrong, no matter how high-standing the professional services you offer are. Your standard salon insurance may only cover you for treatments and activities within the confines of the salon. You can save hundreds of dollars per year! And, as the head of the salon, it’s worth training up to NVQ Level 4 or an equivalent so you know as much as possible about your treatments and … You have the legal burden of proof to support your claim, meaning it’s up to you to prove the salon is … There are also other insurance products that you may need to consider. Similarly the policy will need to cover employer's liability. The insurance that counsellors need is similar to the insurance that therapists need. Therefore, do your due diligence or approach a financial planner to determine how much insurance you need … Find, buy, and manage your insurance policy online in order to save time and money. 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