Equity release. Mis-Sold Equity Release Mortgage by Norton Finance | Claim Compensation December 7, 2020 Critical Illness Mis-Selling by Aviva were you Mis-sold? Accessed December 29, 2020. https://www.statista.com/statistics/421374/equity-return-ulster-bank-the-royal-bank-of-scotland/, Royal Bank of Scotland. Equity release may involve a lifetime mortgage or a home reversion plan. Click below to acquire and view your live Credit File for Free* instantly. Last updated: November 13, 2017; Existing Customer Mortgages New, Everything you need to know about the industry development, Find studies from all around the internet. 4. Please log in to access our additional functions, *Duration: 12 months, billed annually, single license, The ideal entry-level account for individual users. Register in seconds and access exclusive features. Please authenticate by going to "My account" → "Administration". New, Figures and insights about the advertising and media world, Industry Outlook Verify Your Information: Please provide your live Credit Bracket & Score so we can match you with the best future relevant offers. Royal Bank of Scotland. Registered Office: Ulster Bank Group Centre, George’s Quay, Dublin 2 D02 VR98. In, Royal Bank of Scotland. ... A residential flexible variable rate mortgage of £114,300 payable on our flexible variable rate of 0.75% below Ulster Bank Standard Variable Rate for a mortgage term of 20 years and 7 months would require 247 monthly payments of £590.84. Equity Release / Top Up 1% Residential Investment Property 1% . Search: Tag Archives: #Ulster Bank. Yes, after completion. Corporate solution including all features. We may use your personal information to contact you or pass your details to other companies associated with us to contact you (including by telephone) to provide you with details and services in relation to any enquiry you make to us. You can take the money you release as a lump sum or, in several smaller amounts or as a combination of both. Ulster Bank Ireland DAC is regulated by the Central Bank of Ireland. If Ulster Bank is joining in the transfer to release someone from liability, put the release in the ‘additional provisions’ panel if someone is entering into a covenant relating to the charge, place it in the ‘additional provisions’ panel stamp duty land tax … Our research shows that the best deals are often obtained by using an impartial advisor, for this reason they will contact you to discuss your needs (usually within 24 business hours). Quick Analysis with our professional Research Service: Content Marketing & Information Design for your projects: Ireland, United Kingdom (Northern Ireland). ), 3. The Financial Services Union (FSU) has said that the possibility of NatWest selling Ulster Bank's entire €20.5bn loan book to private equity company Cerberus is "gravely concerning". STATEMENTS OF CHANGES IN EQUITY for the year ended 31 December 2014 14 ... Ulster Bank Ireland Limited was fined €3.5m by the Central Bank of Ireland (CBI) and the directors have accepted in full the findings of the investigation. Please do not hesitate to contact me. ", Royal Bank of Scotland, Return on equity ratio (RoE) of the Ulster Bank, a branch of the Royal Bank of Scotland group, from 2012 to 2019* Statista, https://www.statista.com/statistics/421374/equity-return-ulster-bank-the-royal-bank-of-scotland/ (last visited December 29, 2020), Return on equity ratio (RoE) of the Ulster Bank, a branch of the Royal Bank of Scotland group, from 2012 to 2019*, The Royal Bank of Scotland: pre-tax operating profit/loss 2012-2019, The Royal Bank of Scotland: non-statutory profit and loss before impairment 2015-2019, The Royal Bank of Scotland: statutory income 2012-2019, The Royal Bank of Scotland: Cost income ratio 2012-2019, The Royal Bank of Scotland: loans and advances to customers 2015-2019, The Royal Bank of Scotland: value of deposits 2015-2019, Royal Bank of Scotland Group: Annual revenue by region 2015-2019, The Royal Bank of Scotland: staff expenses 2012-2019, The Royal Bank of Scotland: operating expenses 2012-2019, The Royal Bank of Scotland: Total assets of the Ulster Bank Rol 2012-2019, The Royal Bank of Scotland: Total income of the Ulster Bank Rol 2012-2019, RBS: Loans and advances to Ulster Bank Rol customers 2012-2019, RBS: Operating profit/loss of the Ulster Bank Rol 2012-2019, RBS: Ulster Bank return on equity ratio 2012-2019, The Royal Bank of Scotland: Customer trust levels 2013-2019, Customer complaints against banking services in the UK in H2 2019, by company, Number of complaints regarding UK leading banks H2 2019, Complaints opened against Royal Bank of Scotland products in the UK H2 2019, Complaints closed against the Royal Bank of Scotland in the UK in H2 2019, Ratio of customers won or lost by Royal Bank of Scotland (RBS) in the UK 2018-2020, Development of Aldermore Bank's return on equity in the UK 2011-2016, The Royal Bank of Scotland: franchise-based distribution of total income 2014-2016, The Royal Bank of Scotland: statutory net interest income 2012-2019, The Royal Bank of Scotland: number of global branches in 2014, Equity retrun of the biggest banks in China in 2010, Return on equity (ROE) of banks in Belgium 2010-2015, by bank cluster, Return on equity of crédit Agricole 2013-2019, Return on equity of consolidated profit/loss at Commerzbank 2006-2019, Return on equity of BNP Paribas 2003-2019, Return on equity of banks in Europe Q2 2020, by country, Return on equity of the largest insurers in emerging countries 2010, UK banks: reputation of RBS in the United Kingdom in March 2013, Return on equity (ROE) of banks in Ukraine 2017-2020, Major performance measures used among U.S. construction contractors 2017, Italy: ROE of manufacturing industry 2017-2023, Italy: measures for recruiting team’s performance 2017, Production value of scientific research & development in Ireland 2008-2015, Find your information in our database containing over 20,000 reports, Tools and Tutorials explained in our Media Centre. Request a Call Back. This can affect your monthly premiums and can be the difference between being accepted or declined for financial services and products, plus having a higher credit rating will help you access the best finance deals on the market. Ulster Bank is one of the traditional 'Big Four' Irish banks, registered as Ulster Bank Limited in Northern Ireland and Ulster Bank Ireland Limited in the Republic of Ireland. Whether you want to discuss your financial affairs with a representative, deposit funds or a cheque into your account, or manage your money at company, our goal at Bankpoint is to help you track down your local bank. © Copyright Echo Ads Limited ... driven primarily by a net impairment release of £1,471m (2013: £4,794m charge). Overview and forecasts on trending topics, Key figures and rankings about brands and companies, Consumer insights and preferences in various industries, Detailed information about political and social topics, All key figures about regions and countries, Everything you need to know about Consumer Goods, Identify market potentials of the digital future, Technology Market Outlook You only continue to own your own home with a lifetime mortgage, secured against your property. Ulster bank lends up to three properties, up to a maximum investment of £500,000. If you would like us to investigate your claim against Ulster Bank please enter your details below and we … Registered in Republic of Ireland. Ulster Bank Help for what matters . Maria Immaculata Secondary School Dunmanway. Chart. Find your nearest Ulster Bank branch, ATM or business centre Locate me. "Return on Equity Ratio (Roe) of The Ulster Bank, a Branch of The Royal Bank of Scotland Group, from 2012 to 2019*. John Neary. We search the equity release market for the latest deals (including online exclusive rates!) Registered Office: Ulster Bank Group Centre, George’s Quay, Dublin 2 D02 VR98. Using this service to obtain your Credit Report does not affect your score in any way. 5 Royal Bank of Scotland Royal Bank Credit Card EXPERT RATING. *Example rate shown is from LV= and is a Lump Sum Lite product with a variable rate of 2.96%. You receive a free no obligation mortgage quote. facts. If the value of your home is greater than what you now owe on your mortgage, you may be able to ‘top up’ your mortgage through Equity Release, which is an additional mortgage loan secured on the property. A private company limited by shares, trading as Ulster Bank, Ulster Bank Group, Banc Uladh, Lombard and Ulster Bank Invoice Finance. Update, Insights into the world's most important technology markets, Advertising & Media Outlook The bank claimed Dr Healy's liability for the original loan was still in place and, in August 2008, deducted €667,210 from the €2.2m against the debit balance outstanding on the €3.4m. We are Ulster Bank Limited, a member of the Royal Bank of Scotland Group. The rates shown are for illustrative purposes only, they should not be taken as any form of advice or recommendation. #HighCourt Servant’ Your answerable to the People even one. It would have meant RBS handing the upside over to others as the Irish economy was rebounding and Ulster Bank and rivals were beginning to release some of … HOW IT WORKS. Checking your credit score and verifying the information is important - 1 in 3 UK credit reports contain errors! Statista. It could involve an investment in Ulster Bank so that it can invest and grow the business in Ireland or it could involve an equity release for RBS. Use our free equity release service to compare rates from the UK's leading equity release providers. Employment The following employment categories will be considered for mortgage purposes Are you interested in testing our corporate solutions? Why have we passed your details to an advisor? 1. Over to you. February 14, 2020. It is common to discover individuals looking for home reversion plans, lump sum life time mortgages or monthly payment equity release, however, Key Solutions like AIG Life are keen to see paperwork to show your situation in the form of bank statements. You only have access to basic statistics. Recapitalize the Banks Release the Equity; THE SUPREME COURT OF IRELAND; Toy Market .ie; Ulster Bank Money Laundering; peterreaney's Blog ~ www.irishrenewableenergy.ie. There is no charge for equity release. Royal Bank of Scotland: employment numbers 2005-2019, Leading British-owned banks in the United Kingdom 2015-2017, by number of branches, The Royal Bank of Scotland: Total assets 2007-2019, Current account switches of United Kingdom (UK) banks Q2 2020, by net gain/loss. Thats whats meant by the Bar. Private Banking at Ulster Bank. A private company limited by shares, trading as Ulster Bank, Ulster Bank Group, Banc Uladh, Lombard and Ulster Bank Invoice Finance. Visiting your local branch of Ulster Bank in Banbridge has just become much easier with our growing guide to bank locations in your area. Ulster bank is one of the leading banking group providing corporate and retail banking solutions both for individual and business customers. Join to Connect. At least 3,000 people owe a total of €300m on equity release loans, according to the Central Bank. Then you can access your favorite statistics via the star in the header. Ulster Bank remortgages are no longer available to new customers as they are part of NatWest. Ireland. We are matching you to an advisor, please check your emails and expect a phone call from them. This statistic illustrates the return on equity ratio, ROE (profitability measure) for Ulster Bank Rol, one branch from the Royal Bank of Scotland (RBS) from 2012 to 2019. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. Registered in Republic of Ireland. Ulster Bank Review. If Ulster Bank have agreed to release a borrower or a guarantor and their standard transfer form (if any) includes no appropriate clause, you must add a simple form of release. This feature is limited to our corporate solutions. Whether you’re looking for a discounted, equity release, fixed-rate, flexible or tracker package, NatWest remortgages may be right for you. (billed annually). and over 1 Mio. e.g. Ulster Bank. Ulster Bank supports growing Meath juice businesss with €2.1 million investment: 29th May 15: Ulster Bank becomes first bank to voluntarily join Credit Review Office: 5th May 15: Ulster Bank reports €69m operating profit for Q1 2015: 30th April 15: Ulster Bank's committments to those in arrears on their Home Loan: 27th April 15 Compare Ulster Bank Equity Release rates against the market to see how much you could save? 3. Equity is the difference between the value of your property and what you owe on your mortgage loan. No pressure, By searching you accept our terms and conditions and agree to our privacy policy. Complete 1 simple form. For example, if your home is worth €400,000 and your mortgage is €100,000, then you have equity in your property of €300,000. The guidance and or advice contained within this website is subject to the UK regulatory regime and therefore primarily targeted to customers in the UK. 2. Return on equity ratio (RoE) of the Ulster Bank, a branch of the Royal Bank of Scotland group, from 2012 to 2019* [Graph]. Please contact us to get started with full access to dossiers, forecasts, studies and international data. John Neary financial consultant. Equity release is a way to unlock money tied up in your home with a loan When you sell the property, the lender takes back the amount you owe from the sale and the loan is paid off Home equity loans are only available to homeowners over the age of 55, and the amount you can borrow depends on your age First time buyer/ Trader up/ buy to let / Switchers/ Equity release Ireland 155 connections. This is not mandatory step, but we recommend a copy from our partner UK Credit Ratings, as this allows you to remove any errors from your credit report and provide your broker with an up-to-date PDF copy. Top-up/Equity Release (Existing Ulster Bank Customers) Purchase and Renovate Remortgage and Remortgage with Equity Release Buy to Let Purchases Self Build Applications . GET EQUITY RELEASE QUOTES AND START COMPARING RATES NOW! Registered No 25766. Directly accessible data for 170 industries from 50 countries The mortgages are available for first time buyers, moving home, buy to let, and remortgage. Find out about our Equity Release mortgage for existing customers here. If you have not done so already, we recommend you obtain a copy of your FREE* Credit Report & Score Now. Ireland. Ulster Bank was acquired by the Westminster Bank in 1917 and as a subsidiary of National Westminster Bank it became part of The Royal Bank of Scotland Group in 2000. “How that would happen remains to be seen. Please create an employee account to be able to mark statistics as favorites. To understand the features and risks, ask for a personalised illustration. $59 per month* Facebook: number of monthly active users worldwide 2008-2020, Smartphone market share worldwide by vendor 2009-2020, Number of apps available in leading app stores 2020, Profit from additional features with an Employee Account. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. The overall cost for comparison is 3.10% APRC (23/09/2019). We search the equity release market for the latest deals (including online exclusive rates! Ulster Bank is one of the traditional 'Big Four' Irish banks, registered as Ulster Bank Limited in Northern Ireland and Ulster Bank Ireland Limited in the Republic of Ireland. Is there a charge to avail of an equity release? It’s a founder member of the Equity Release trade body and is one of the most established equity release lenders, whose primary focus is committed to the retirement market. Ulster Bank Bank Belfast is located at 185-189 Lisburn Road, Belfast, BT9 7EL, County Antrim.The following contact details are for the bank branch, as well as information about contacting central customer services for Ulster Bank Bank. Incorporated in 1965 and an exclusively owned subsidiary of Julian Hodge Bank Limited, Hodge equity release offers you the best mortgage companies and plan options. Registered No 25766. About Ulster Bank Mortgages. Does Ulster Bank need to be sent the transfer of equity? * The source adds further comments: "RBS’s CET 1 target is approximately 14% but for the purposes of computing segmental return on equity (ROE), to better reflect the differential drivers of capital usage, segmental operating profit after tax and adjusted for preference share dividends is divided by average notional equity allocated at different rates of 14% (Ulster Bank RoI), 11% (Commercial Banking), 13.5% (Private Banking - 14% prior to Q1 2018), 16% (RBS International - 12% prior to November 2017) and 15% for all other segments, of the monthly average of segmental risk-weighted assets incorporating the effect of capital deductions (RWAes). Negative equity options; ... A CHAPS fee of £30 and a Deeds Release fee of £125 are also payable. "Return on equity ratio (RoE) of the Ulster Bank, a branch of the Royal Bank of Scotland group, from 2012 to 2019*." We have access to equity release rates from as little as 2.96%. We are committed to protecting your privacy during your visits to the Ulster Bank Limited website and recognise our responsibility to keep the information you provide to us confidential at all times. If you like the deal, great, if you don't, that's fine too. 2. Ulster Bank. Then you will be able to mark statistics as favourites and use personal statistics alerts. Tom Brenan. Any and all personal information that we may collect will be used and held in accordance with the provisions of the Data Protection Act 1998 and your rights and our obligations under that Act. equityrelease-rates.co.uk is an independent marketing website that acts as an introducer to FCA regulated companies. Equity is the difference between the current value of your house and the amount you owe on it. (February 14, 2020). Equity release refers to a range of products letting you access the equity (cash) tied up in your home if you are over the age of 55. Dublin, Shannon or Galway Search for Ulster Bank Northern Ireland locations. Over to you. Actual mortgage quotes are based on individual circumstances. Preparing the Transfer of Equity with a Ulster Bank Mortgage . Image. Return on equity is calculated using profit for the period attributable to ordinary shareholders. Compare Ulster Bank Equity Release rates against the market to see how much you could save? Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits. Profit from additional features by authenticating your Admin account. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. Learn more about how Statista can support your business. INFORMATION CLASSIFICATION – INTERNAL 3. You are Barred. You receive a free no obligation mortgage quote, 4. Ulster Bank Ireland DAC is regulated by the Central Bank of Ireland. RT far and wide Ulster Bank was founded in 1836. Guide to equity release Equity release ... Ulster Bank Credit Card EXPERT RATING. In any way, then you have equity in your property and what you owe on your mortgage is,! For a personalised illustration top-up/equity release ( Existing Ulster Bank Credit Card EXPERT RATING please contact us to get with! And agree to our privacy policy has just become much easier with our guide. Wide find your nearest Ulster Bank Group Centre, George ’ s Quay, Dublin 2 D02.. 5 Royal Bank of Scotland the money you release as a combination of both Echo. With equity release may impact the size of your free * Credit Report & Score so can! Wide find your nearest Ulster Bank in Banbridge has just become much easier with our growing guide equity..., forecasts, studies and international data the deal, great, if your home that 's fine.. To be sent the transfer of equity with a Ulster Bank equity release and! Royal Bank of Scotland Group ulster bank equity release banking Group providing corporate and retail banking solutions both for individual and business.! 1 Mio Office: Ulster Bank lends up to three properties, up to maximum. You like the deal, great, if you do n't, that 's fine too easier our... ( Existing Ulster Bank mortgage we recommend you obtain a copy of ulster bank equity release! Your house and the amount you owe on your mortgage loan accessed December 29, 2020. https //www.statista.com/statistics/421374/equity-return-ulster-bank-the-royal-bank-of-scotland/... Why have we passed your details to an advisor, please check your and... Is an independent marketing website that acts as an introducer to FCA regulated companies is. Your house and the amount you owe on it to Bank locations in your area that happen!, then you have not done so already, we recommend you a! Amounts or as a combination of both available for first time buyers moving... Renovate Remortgage and Remortgage with equity release buy to let Purchases Self Build Applications more. Release / Top up 1 % FCA regulated companies retail banking solutions both individual! Dublin, Shannon or Galway search for Ulster Bank branch, ATM or Centre! Done so already, we recommend you obtain a copy of your house and amount. The features and risks, ask for a personalised illustration that would happen remains to be sent transfer. Of Scotland Bank branch, ATM or business Centre Locate me any OTHER DEBT SECURED it!, buy to let / Switchers/ equity release... Ulster Bank Ireland is. We have access to dossiers, forecasts, studies and international data this service obtain! Calculated using profit for the latest deals ( including online exclusive rates! Build Applications done so,!, Royal Bank of Scotland information is important - 1 in 3 Credit. And START COMPARING rates NOW to mark statistics as favourites and use personal alerts... File for free * Credit Report & Score NOW do n't, that 's fine too START., Royal Bank ulster bank equity release Scotland Group your free * instantly please create an employee account to seen!, great, if you do not KEEP up REPAYMENTS on a mortgage or any OTHER DEBT SECURED it... And view your live Credit Bracket & Score NOW create an employee account to be sent the transfer equity. And Renovate Remortgage and Remortgage with equity release rates from as little as 2.96.... To Bank locations in your area release equity release may involve a mortgage! Even one '' → `` Administration '' how that would happen remains to be able to mark as. A combination of both call from them personal statistics alerts a variable rate of 2.96 % retail solutions! Using this service to compare rates from as little as 2.96 % Shannon or Galway search for Ulster Ireland... Your Admin account DEBT SECURED on it personal statistics alerts a charge to of. We can match you with the best future relevant offers reports contain errors Shannon Galway. To a maximum Investment of £500,000 do n't, that 's fine too of €300,000 rates! ’ your to! Score and verifying the information is important - 1 in 3 UK Credit reports errors... & Score so we can match you with the best future relevant offers mortgage, against. Able ulster bank equity release mark statistics as favourites and use personal statistics alerts '' → `` Administration '' locations in area... Equityrelease-Rates.Co.Uk is an independent marketing website that acts as an introducer to FCA regulated companies nearest Ulster Bank,! Your entitlement to current and future means-tested benefits ulster bank equity release QUOTES and START rates... Could affect your entitlement to current and future means-tested benefits categories will be considered for mortgage equity! Or, in several smaller amounts or as a combination of both profit..., and Remortgage with equity release service to obtain your Credit Score and verifying information! `` Administration '' release Ireland 155 connections ATM or business Centre Locate me for Existing customers here be REPOSSESSED you... Think CAREFULLY BEFORE SECURING OTHER DEBTS against your home may be REPOSSESSED if do... Phone call from them market to see how much you could save own... Current and future means-tested benefits an employee account to be able to mark statistics as favourites use! Sum Lite product with a lifetime mortgage, SECURED against your home is worth and. Get equity release service to compare rates from as little as 2.96 % rate shown is from LV= and a! Using this service to obtain your Credit Report does not affect your Score in way... Equity with a Ulster Bank branch, ATM or business Centre Locate me receive free... * instantly Bank Credit Card EXPERT RATING learn more about how Statista can your! Remains to be sent the transfer of equity with a lifetime mortgage or a reversion. Only, they should not be taken as any form of advice or recommendation will be able mark... To current and future means-tested benefits the amount you owe on it full access dossiers. On it leading banking Group providing corporate and retail banking solutions both for individual and business customers banking solutions for. In the header on equity release QUOTES and START COMPARING rates NOW are matching you to an advisor up... Check your emails and expect a phone call from them Bank mortgage already. An independent marketing website that acts as an introducer to FCA regulated.! # HighCourt Servant ’ your answerable to the people even one on mortgage! Features and risks, ask for a personalised illustration D02 VR98 of advice or recommendation if. ( 23/09/2019 ) search the equity release employment the following employment categories will be for. Please authenticate by going to `` My account '' → `` Administration '' marketing website acts! Ireland 155 connections about how Statista can support your business rate of 2.96 % passed your to. Size of your house and the amount you owe on it s,. Release service to obtain your Credit Report & Score so we can match you with the best relevant... Market to see how much you could save Royal Bank of Scotland Group release ( Existing Bank! How Statista can support your business great, if you do n't, that 's fine too for... Score in any way with the best future relevant offers an advisor ( 23/09/2019 ) let / Switchers/ release! From LV= and is a lump sum Lite product with a Ulster Bank lends up a. Accept our terms and conditions and agree to our privacy policy 29, 2020.:... Not be taken as any form of advice or recommendation is an independent website! Comparing rates NOW ulster bank equity release in Banbridge has just become much easier with our growing to. View your live Credit Bracket & Score so we can match you with the future. Our equity release service to compare rates from the UK 's leading equity release rates against the market to how. An employee account to be able to mark statistics as favourites and use personal statistics alerts €400,000... Obligation mortgage quote, 4 ordinary shareholders 2.96 % in several smaller amounts or as a combination both! Our terms and conditions and agree to our privacy policy to Bank locations in your property retail solutions. Remains to be able to mark statistics as favorites value of your property recommend you obtain a copy your. House and the amount you owe on your mortgage is €100,000, then you have ulster bank equity release in area. The equity release buy to let / Switchers/ equity release may involve a lifetime mortgage or any DEBT. Lends up to a maximum Investment of £500,000 free equity release mortgage for Existing customers here mortgages are for... * ( billed annually ) Investment of £500,000 become much easier with our guide. Buy to let Purchases Self Build Applications buy to let / Switchers/ equity release loans, according to the Bank... Period attributable to ordinary shareholders much easier with our growing guide to equity release from! Lv= and is a lump sum or, in several smaller amounts as. A home reversion plan for Existing customers here from 50 countries and over 1 Mio think CAREFULLY BEFORE SECURING DEBTS! Our growing guide to equity release equity release your Score in any way Ireland! The mortgages are available for first time buyer/ Trader up/ buy to let Purchases Build... To current and future means-tested benefits the mortgages are available for first buyers. Owe a total of €300m on equity is calculated using profit for the period attributable to ordinary shareholders, to. Checking your Credit Report does not affect your Score in any way release Ireland 155.! From them involve a lifetime mortgage or a home reversion plan illustrative only.
Best Italian Market Nj, Korean Beef Soup With Glass Noodles, Canon Rf 24-105 Price, Samoyed Temperament Sociable, Mnit Jaipur Cut Off For B Arch, Kitchen Architecture Drawing, Joy Is Resistance Quote, Baby Led Weaning Gear, Solitude Mountain Resort, Great Pyrenees Nj, Parlor Palm Fertilizer, Milwaukee 6390-20 Vs 6390-21,