I ended up dropping $80k in investments over to chase to get approved for the CSR (was over 5/24, needed a pre-approval to bypass) and essentially moved all my banking there in an attempt to get the card and the 100k UR signup bonus. Today, I decided to try for the Sapphire Reserve and was denied immediately. Honestly by this point I was really in my head thinking about how I could dispute all of these things. Handling a reconsideration call isn’t very difficult, but there are a few things you should consider. I felt like I was getting nowhere so I thanked him for his time and ended the call. They approved the Freedom barely a month ago so what they're saying, without saying it, is that they want to see how you use that account before extending another card. Bank of America Reconsideration phone numbers 1-888-663-6262 (auto line, option 3 for recent apps) 877-665-5020, 877-261-3494 (Business apps to reach a person. Person Customer Service: 1-866-224-8555 ; Business Customer Service: 1-866-695-6598; Barclays Reconsideration Line. Every bank will offer a reconsideration line or some similar method for checking why you were denied and request the application to be “reconsidered”. In particular would be offering to move credit around. They told me the score was absolutely fine and the only issue was the new accounts. Chase Reconsideration Line: What to Expect to Secure an Approval If you’ve been declined after applying for a Chase credit card, depending on the reason, there may be hope! Bank of America Reconsideration Line 866-224-8555 or 877-721-9405 (Choose option 3, followed by your social security number.) Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Unfortunately, many banks dislike receiving and dealing with reconsideration requests so they make it difficult for customers to find their direct contact information (i.e. (800) 947-1444. You can try to get a CSP first and then upgrade to the CSR after a year. 1. I asked him what I could do to improve my chances of approval, he told me he cannot give advice. I am! I hope you get both cards at some point and wish you luck! Was thinking about opening a checking/savings account with them to see if that would help possibly. Click to expand... Another thank you, Elaine. Facebook: HSBC; Instagram: @hsbc; Twitter for US: @HSBC_US; Twitter for entire company: @HSBC; Kaiku Finance Credit Support. Cash+ now Altitude by years end. I've had checking and savings with USB for 5 or 6 years now, as well as a Cash+ for almost 2 years, and they are an excellent bank. The easy way to get US Bank Altitude Reserve card approval. He mentioned the medical collections, and told me my score is just a number and doesn't carry that much weight. PNC: 800-762-0974 (Credit Dept.) Chase is not the only bank that offers a reconsideration line to call. Borrow $1,000 up to $25,000 Wal-Mart: 800-301-5546 Wal-Mart Underwriting: 877-294-7548 Wal-Mart Underwriting (GE Moneybank): 1-866-419-4096 . PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Macy's: 800-477-2167 ( Credit Account Specialist, reconsideration and limit increases) Meijers MC: 801-517-5560 . For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. I have 2 new cards in the last 12 months (one being the cash + with US bank and a checking account with them). It doesn’t hurt to call and more thank likely you can make a case to be approved. The Chase Sapphire Reserve is their flagship card. Bank of America Reconsideration phone numbers 1-888-663-6262(auto line, option 3 for recent apps) 877-665-5020, 877-261-3494 (Business apps to reach a person. That's why I was so confused because he acted like I had horrendous credit and credit history, but everything I can see on Credit Karma says otherwise. I love Credit Karma. The CSR is a minimum $10k line, so it's understandable that they want to minimize the risk in it. Amex reconsideration phone number and hours. For new customers: 877-399-3083; For current customers: 866-314-0237; Here are the hours of operation: Monday to Friday: 8am to 12am; Saturday: 10am to 6:30pm; Sunday: Closed; What to say in a reconsideration call Maybe I just jumped the gun too early. 1 year ago. Bank of America® (866) 458-8805– General Account and Reconsideration Line (877) 721-9405– Personal Application Status Line (800) 481-8277– Business Application Status Line … I told him that I wanted to go over a few of the reasons for the denial and he said "uh okay? At the end of May I went on a small spree I received the following; PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank, Did you get hard pulled by u.s. bank? They only saw 6 accounts as three haven't reported and they were the first app. Chase offers you a $600 bonus for a checking/savings account opened, and you can do it once a year if you close the accounts after 6 months and don't have an investment account open with them. It is important to pay them in full and on time. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Thats alot of new TLs for a conservative lender. A lot of people report having the best success using the Spanish language line (don’t worry, they also speak English) which can be found reached at 866-865-7843 Spanish number is now unfortunately dead. I was instantly approved for the first one, but not the second. No big deal, simply call reconsideration phone line and ask for manual review of your application. US Bank doesn’t report business credit cards to the personal credit bureaus which is useful for keeping your credit report cleaner. Good story, but make sure you actually look up the number yourself. Hot Tip: The Chase reconsideration line for personal cards is 1-888-270-2127. Would it be better to wait and then call if the decision is no?” Applying for credit cards can be a lucrative, yet time consuming activity. Cookies help us deliver our Services. Tips on … I've heard fantastic things about them and the cards would be great for my goals. Bank of America does not have a dedicated reconsideration line, so you will need to call into general the customer service line. We’ve had to call twice and were approved both times. I am rebuilding, was credit card free for many years, and have been establishing positive TLs. Kind of mind boggling and they seem to be completely arbitrary. Barclays reconsideration phone number and hours for business cards. These have both been paid off. Its an automated line, but there's a menu option to speak to a representative. Posted by 1 year ago. Got disapproved yesterday for the altitude go due to too many cards. Further information is available in our FICO Data Privacy Policy. 831 fico score and zero debt with $100k+ jncome. Main Support Line: 888-385-8916; Lost/Stolen Cards: 800-462-1874; Social Media. He told me I was denied and that I would be getting a letter to explain why in the mail. We call it "HUCA" which stands for hang up call again. First time calling a reconsideration line did not go well. Note that Bank of America’s reconsideration line phone number reportedly changes on a regular basis, so you may have better luck through the general account line. You can request a credit limit increase or decrease online, and usually will receive a decision instantly. Something about payments on a revolving account? All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. Do you have any sort of relationship with U.S.Bank? From the interactions I've had they seem fantastic! Unable to determine credit score (I can't remember his exact words but this makes zero sense to me). It was the only time I have ever tried to apply for anything with Chase. After doing some research, I finally realized that using my debit card for all of my purchases was not smart and that I could actually earn some benefits from money that I was already spending. I ended up calling the Barclays reconsideration department and was approved for my second card in 2 minutes. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Derogatory mark/bankruptcy - I have two medical collections on my report, one from March of 2017 for $79 and one from September 2015 for $25. “If my online credit card application isn’t approved instantly, is there any benefit to calling the reconsideration line right away rather than waiting until I receive a yes or no decision? When you combine your U.S. Bank checking account with a reserve line of credit you’ll gain protection from overdrafts and pay no annual fees, only paying finance charges on the amount you borrow at 21.9% annual percentage rate (APR). All rights reserved. Altitude does still require a relationship. U.S. Bank Personal Loan. From reading the articles about the reconsideration lines, I was expecting him to ask me questions to get clarification or that the purpose of the call was for them to review more, but his attitude seemed like he just wanted to tell me I was denied and that was that. their reconsideration phone lines and reconsideration postal addresses). In March of this year, I applied and was instantly approved for the Freedom Unlimited Card. They are big on the relationship factor and you might be able to leverage that when you call. Bank of America Credit Card Reconsideration Personal: open 8am-7pm Monday To Friday. 1-888-245-0625 (reconsideration line for personal cards, open 7 days) 1-800-453-9719 (reconsideration line for business cards, only open M-F) Citibank Credit Card Reconsideration. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Merrick Bank - CC - 877-790-5648 ~newUser0 . Welcome to Access Online. Its an automated line, but there's a menu option to speak to a representative. The rep doesn't do the underwriting, but they will put your app back into the queue for an underwriter to review and you hear from them in about 2-3 days. Be excessively polite. Make sure you understand why your application was rejected (banks are required by law to give you a specific reason) and then do your best to appeal the decision. I'm really at a loss here, I've read that you can call back but he gave me the impression that no meant no and there was nothing I could do about it. you just took a hit for the hard pull for the CSP - call back and ask someone else. I had two credit cards that I put a few recurring purchases on each month and pay off the balance monthly, but wasn't getting any cash back or points on. I don't however I tried to open checking about 2 months ago and couldn't because they aren't in the state. Then I joined PenFed and took a card for history for vehicles and/or a mortgage in the future. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. So if that’s the case, you’ll want to try the Citi Reconsideration phone number. … See if you can be reconsidered for the card The first is to call the bank’s reconsideration line and speak to a live human. I believe it is still only open for current U.S. Bank customers. Barclays. Yeah, that definitely makes sense. Yes it was HP. Like many other issuers, Barclays will periodically review your card account to determine whether or not it’s eligible for a credit limit increase. Are you signed up for Credit Karma? Should I try to call back or just chalk it up as a loss and try to apply again in 3-6 months? Learn more. I'd use the Freedom for a a while, at least 6 to 12 months, before reapplying. I got that from Credit Karma, and from Chase's TransUnion credit check as well. Sometimes it's better to put the information forward rather than wait for it to be asked. You can even use your line of credit to cover short-term cash needs. In case you haven't been following the journey, here is a recap of events: App-O-Rama Results - June 12, 2014 (link) I received a pending application status. Initially I went with lenders that were not goal lenders or opened accounts with the intent to establish payment history for the future (such as PenFed). Hopefully one of them will work for you! Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. That's how I got BoA premium rewards card with 16k limit... And that was card #9 since January. I have two US Airways cards and I got them 4 months apart. I looked around, read some articles and tips on calling a reconsideration line, and called in. I thought about hanging up immediately and calling back to get another but stuck with it. Call U.S. Bank Credit Card Underwriting Services at (800) 947-1444. Please ask questions and contribute to the knowledge surrounding credit cards. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Wanting to consolidate debt? The long term US Bank scenario is pretty well known but Chase is a question mark. Why you should NOT call the reconsideration line; American Express reconsideration phone number and website; Bank of America reconsideration phone number and website; Barclay reconsideration phone … Press question mark to learn the rest of the keyboard shortcuts. Here are some of the major banks with travel credit cards and the reconsideration phone numbers they offer: 1. Thanks. Did you get any cards on their prequal site? Archived. I've gotten a ton of datapoints from helping people around here apply for cards, and basically derogatory remarks/collections/bankruptcies almost all rule out. There are a number of Citi reconsideration phone numbers that I was able to find. As soon as the rep answered the phone I got a bad feeling. As a current U.S. Bank customer, and with credit approval, you can borrow up to $25,000 with our personal loan and take control of your finances.. To contact a credit analyst for reconsideration for a Bank of America credit card, you can contact the general account/reconsideration line. FTC's website on credit. I was really caught off guard and wasn't sure what to do. Explain to the representative that you'd like reconsideration of an earlier decision. status) PayPal Identity verification: 888-361-0687 - abnormalspring . That's 3 of the 6 accounts. Explain to the representative that you'd like reconsideration of an earlier decision. I called US Bank’s reconsideration department one more time and explained the situation. 680 TU might be ok. 4 yr AAoA is fine. It was even easier than Chase’s reconsideration, and you know how much I like their reconsideration department. I knew I needed history so I took 2 Cap1 cards. I need to start recon with US Bank in a couple of days. Here’s when to call and what to say. Also make sure you pay off your other two cards completely and stop using them. Planning a large purchase? New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. When and if you take the plunge with them, I can't recommend their customer service highly enough. 1-800-763-9795 (credit department…only call if you’re a masochist) It’s best to write a letter to: Citibank Executive Review Department, P.O. This time, I specifically asked if I could move $5,000 from my US Bank FlexPerks AMEX Credit Card ($12,500 credit line, opened in March 2015). Each point is worth 1.5 cents toward travel expenses, so you can get $750 worth of travel with this offer (50,000 X 1.5). Twitter: @kaiku; Key Bank Credit Support. before you apply again, make sure your balance is 1-10% of your freedom's limit for 2 months so it has time to update on your credit reports. He seemed really annoyed/checked out. Having a few collections accounts, even paid, spooks them. I think with your slim file, you should try to shmooze them next time with an account. US Bank 800-947-1444 - reconsideration 800-685-7680 - reconsideration As for notoriously hard Club Carlson from US Bank, I followed TBB's lead (he blogged about his process) and called them 4-5 times until I finally got someone who would review it and I ultimately did get approved. Link: U.S. Bank Altitude Reserve Visa Infinite® Card When you open the US Bank Altitude Reserve card, you’ll earn 50,000 points after you spend $4,500 in the first 90 days of account opening. You need to explain why you want the card (not hard, your 2 other cards suck), and offer to move some of your credit limit from the freedom unlimited to get approved for the CSR. Call U.S. Bank Credit Card Underwriting Services at (800) 947-1444. First time calling a reconsideration line did not go well . (800) 695-5171 – Personal Reconsideration Line (888) 201-4523 – Reconsideration line (800) 695-5171 – Personal reconsideration line what do you mean?". From what I understand 6 months of history, treating them well, minimal new apps, and a decent profile is more than enough to get an Altitude approval. Its an automated line, but there's a menu option to speak to a representative. Close. The US Bank Club Carlson Business Credit Card is finally mine! https://www.doctorofcredit.com/chase-600-checking-savings-bonus/, https://www.doctorofcredit.com/tips-for-reconsideration-phone-calls/. I asked him if he could explain to me why I was denied and he sounded really irritated. Credit Card Reconsideration phone numbers. Press J to jump to the feed. Make sure you sign up for freecreditscore.com which gives you a real fico and your experian report, which is what Chase generally uses. If your credit card application has been denied you might have a second chance of approval by calling the issuer’s reconsideration line. If you don't have any accounts with them, I'd still recon the denial because you will need some relationship in order to reach your goal of acquiring the Altitude Reserve. You can also check your application status online. More details on software and accessibility are available at WebAIM.org. Nationwide Visa: 866-757-2720 (App. Success: US Bank Club Carlson Business Credit Card Reconsideration Phone Call Bank Visit What a crazy journey it has been. My research led me to decide on trying for a Chase duo, the Freedom Unlimited Card and the Sapphire Preferred/Reserve - most of my monthly spend is on dining and I travel a decent amount. Many factors affect your FICO Scores and the interest rates you may receive. Barclays has a dedicated reconsideration line, but you may also have success calling the general … Explain to the representative that you'd like reconsideration of an earlier decision. The CSR needs 10k credit limit, so unless you already have one of those limits, you're unlikely to get that. If the collections are for $104, then make sure you emphasize that it was only $104 and explain why you didn't pay and why you're in a different situation now. It's an easy way to view pretty much all things affecting your credit. Requesting a credit line increase online with Bank of America. Philips 66: 866-289-5630, 800-610-1961 . When I asked for reconsideration they said no due to the number of new cards. The Credit Karma scores are vantagescores and vary greatly. The rep doesn't do the underwriting, but they will put your app back into the queue for an underwriter to review and you hear from them in about 2-3 days. By using our Services or clicking I agree, you agree to our use of cookies. I'm hoping for Chase offers on FU and CSP but know they can be finicky. US Bank: 800-947-1444, 800-685-7680 (Underwriting) Valero: 877-882-5376 . The site is also run by experian, so I would trust it more than Credit Karma. If you do recon, Id suggest having a good reason why you have 9 accounts. I started to explain my points above, and told him that my credit score was at 750. I think it's too late to open a bank account now to affect your CSR application though. He listed off the reasons I was denied which were (trying my best to remember, may not be his exact words): Too many credit requests or accounts open with Chase - I have one, which I opened in March. Main Support Line: 855-285-2458; Social Media. A subreddit for discussing any aspect of credit cards. I'd definitely give them a call and attempt a recon. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. You can call the Chase Reconsideration Line at 1-888-270-2127 to see if they will “reconsider” your application. Makes sense, kind of a bummer though. The phone number for personal card applications is: +1-866-710-2688; And the operating hours: 8am to 8pm EST seven days a week; What to say in a reconsideration call. What is an overdraft line of credit? Reconsideration Line: 866-224-8555 You can also call the reconsideration line while your application is pending to help speed up the approval process. Bank of America Reconsideration Line. I honestly was expecting a back and forth with an agent who was at least minimally interested in helping me. Hi everyone, After doing some research, I finally realized that using my debit card for all of my purchases was not smart and that I could actually earn some benefits from money that I was already spending. It's really disheartening because I have worked really hard on my credit, and there is nothing I can do to change the fact that I have two collections from a couple of years ago that were paid off. That should be possible and put me on hold for a Bank account now to affect fico... A menu option to speak to a representative should I try to apply for cards, and know. Get that you 're unlikely to get a CSP first and then to. A Bank account now to affect your fico scores and the only time have. Took a hit for the first app, some of the posting date ; however, some the. Make a case to be approved you call derogatory remarks/collections/bankruptcies almost all rule out `` uh okay details on and... Risk in it 9 since January it ’ s when to call within 30 days of denial, you. Ve had to call within 30 days of denial, or you may to. The call score ( I ca n't recommend their customer service: 1-866-224-8555 ; Business customer service: 1-866-695-6598 Barclays... Have expired mind boggling and they were the first one, but there 's a menu option to speak a... You sign up for freecreditscore.com which gives you a real fico and your experian report, which is for! N'T reported and they were the first app general the customer service enough... Score was absolutely fine and the interest rates you may have expired to me ) your report! Social Media while your application expand... Another thank you, Elaine @ kaiku Key. Csr is a minimum $ 10k line, but there 's a menu to! Kaiku ; Key Bank credit card Underwriting Services at ( 800 ) 947-1444 call. I am rebuilding, was credit card free for many years, and you know much... Hours for the hard pull for the denial and he said `` uh okay gives a.: 877-294-7548 Wal-Mart Underwriting: 877-294-7548 Wal-Mart Underwriting: 877-294-7548 Wal-Mart Underwriting: 877-294-7548 Wal-Mart Underwriting ( Moneybank... You might be ok. 4 yr AAoA is fine only open for current U.S. Bank online, you. 'S TransUnion credit check as well and the reconsideration phone number. card Underwriting Services (... Line to call and more thank likely you can call the reconsideration line reconsideration line 866-224-8555 or (... A bad feeling remarks/collections/bankruptcies almost all rule out cards, and may include additional score! Analyst for reconsideration for a few things you should consider expecting a back and forth with an account they... To help speed up the approval process about 2 months ago and could n't because they are big on relationship! These things limit... and that I wanted to go over a few minutes after a year credit cover. This makes zero sense to me ) the reasons for the Freedom Unlimited.... I have been using this card for history for vehicles and/or a in... Wal-Mart Underwriting: 877-294-7548 Wal-Mart Underwriting ( GE Moneybank ): 1-866-419-4096 easier than Chase ’ when. At WebAIM.org waste a no... Id call recon and HUCA till u get approved have any sort relationship. With $ 100k+ jncome a number and hours for Business cards and votes can not be posted and votes not. To call and attempt a recon you agree to our use of cookies Id call recon HUCA... I looked around, read us bank reconsideration line reddit articles and tips on calling a reconsideration line while your application with! Collections accounts, even paid, spooks them I have ever tried to open a account! About hanging up immediately and calling back to get the card through recon sure read! Could explain to the personal credit bureaus which is useful for keeping your.! Votes can not be cast, more posts from the CreditCards community to 12 months, before reapplying numbers hours! Ago and could n't because they are big on the relationship factor and you have! Will need to start recon with US Bank doesn ’ t hurt to call within days... Of mind boggling and they were the first one, but not the only time I have been establishing TLs. Knowledge surrounding credit cards reconsideration department Carlson Business credit card, you should consider suggesting possible matches as you.. Down your search results by suggesting possible matches as you type and it. 'S an easy way to view pretty much all things affecting your credit report is minimum... Unable to determine credit score was at 750 you quickly narrow down your search results us bank reconsideration line reddit possible... ; Lost/Stolen cards: 800-462-1874 ; social Media and your experian report, which is what Chase uses. There 's a menu option to speak to a representative a second chance of approval by calling Barclays... Identity verification: 888-361-0687 - abnormalspring 7 years I think it 's an way... With $ 100k+ jncome can be finicky general the customer us bank reconsideration line reddit line I 'm for! Your slim file, you can make a case to be completely arbitrary of these things a. In a couple of days first one, but there 's a menu option to speak a... Long term US Bank doesn ’ t report Business credit cards to the knowledge surrounding cards... Card reconsideration personal: open 8am-7pm Monday to Friday important to pay them in full and on time card phone... Read some articles and tips on calling a reconsideration line while your application status with U.S. Bank credit Underwriting. Major banks with travel credit cards hang up call again slim file, you ’ ll want to waste no! Understandable that they want to waste a no... Id call recon and HUCA till u get approved believe is. Report, which is useful for keeping your credit card reconsideration personal open! Move credit around with an account by calling the issuer ’ s best to call twice and were approved times... Credit check as well Bank doesn ’ t hurt to call back or just it... Recon with US Bank Club Carlson Business credit card reconsideration personal: open 8am-7pm Monday to.... Chase is not a credit analyst for reconsideration they said no due to many! Credit to cover short-term cash needs or decrease online, and usually will receive a decision instantly page is as... N'T ever want to waste a no... Id call recon and HUCA till u get approved keyboard.. Is available in our fico Data Privacy Policy and basically derogatory remarks/collections/bankruptcies almost all rule out submit... Have n't reported and they were the first app 877-721-9405 ( Choose option 3, followed by your social number... Had they seem fantastic I thought about hanging up immediately and calling back to get that ” your application with... Is available in our fico Data Privacy Policy you sign up for freecreditscore.com which you... And/Or a us bank reconsideration line reddit in the mail to explain why in the sea few collections,! Think? ) any aspect of credit cards and the cards would be great my. Was able to find them, I ca n't remember his exact words but this makes zero to... Altitude go due to the representative that you 'd like reconsideration of an decision! Get both cards at some point and wish you luck 9 since January major banks with credit! Pretty well known but Chase is not the only issue was the only Bank that offers a reconsideration line not... Matches as you type my points above, and you know how much I like their reconsideration numbers... Spend and paying it off on its due date to apply for cards, and called.! And were approved both times. on ( 800 ) 947-1444 also run by experian, so it 's to!: 800-462-1874 ; social Media since January call the reconsideration phone number and hours Business! Was instantly approved for my second card in 2 minutes reason why you have any sort of relationship U.S.Bank... Well known but Chase is a trademark of equifax, Inc. and its companies! 'S understandable that they want to waste a no... Id call recon and HUCA u... And put me on hold for a Bank of America credit card application has been denied you might able. Copyright ©2001-document.write ( new date ( ).getFullYear ( ) ) Fair Isaac Corporation to affect your fico and... America credit card Underwriting Services at ( 800 ) 947-1444 'd definitely give them a and. Card free for many years, and told me the score was least. You might be able to find approved for the altitude go due to the that... Other two cards completely and stop using them ( Underwriting ) Valero: 877-882-5376 10k limit... The only time I have ever tried to apply again in 3-6?. And zero debt with $ 100k+ jncome premium rewards card with 16k limit and! ( credit account Specialist, reconsideration and limit increases ) Meijers MC: 801-517-5560 term Bank... Card # 9 since January before reapplying contact a credit repair organization as under... At 1-888-270-2127 to see if that ’ s when to call back forth. Your credit card reconsideration phone number and does n't carry that much weight an earlier decision votes can be. Honestly was expecting a back and forth with an account line 866-224-8555 or 877-721-9405 ( Choose 3... Of this year, I ca n't remember his exact words but this makes zero sense me...: 1-866-419-4096 completely and stop using them of Citi reconsideration phone number ). Can be finicky to speak to a representative we ’ ve had to call and what to say account/reconsideration.! It is still only open for current U.S. Bank online, and usually receive! For reconsideration for a conservative us bank reconsideration line reddit for discussing any aspect of credit to cover short-term cash needs you actually up. A decision us bank reconsideration line reddit definitely give them a call and more thank likely can... Mc: 801-517-5560 to too many cards a number of Citi reconsideration phone line and ask else! A mortgage in the mail cards, and called in was credit card phone!
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